2027 Enterprise Operations Development Program – Cash Management Analyst

Overview

Ready to turn your college experience into a career where you can work with financial transactions, data, technology, and process improvement?

The Enterprise Operations Development Program provides recent college graduates with hands-on experience, professional development, and opportunities to build their analytical, problem-solving, collaboration, and leadership skills within M&T Bank.

As a Cash Management Analyst, you’ll gain experience supporting financial transactions while learning how payments, reconciliations, reporting, and operational processes come together within a financial institution. You’ll also have opportunities to contribute to projects focused on process improvement, data analysis, operational efficiency, and automation.

This opportunity is ideal for a graduating senior who enjoys working with numbers and data, solving problems, improving processes, and finding more efficient ways to get work done.

Department Overview

The Cash Management team helps ensure financial transactions within Default Servicing are processed accurately and on time.

As part of the team, you'll gain exposure to several areas of Cash Management, including cash processing, invoice management, account reconciliations, reporting, and quality control. You’ll work with internal and external partners to help ensure funds are applied correctly, payments are processed efficiently, and financial information is accurate.

But the opportunity goes beyond day-to-day financial operations.

You’ll also have the chance to contribute to special projects focused on making processes smarter and more efficient. This may include reviewing existing workflows, analyzing operational data, identifying opportunities for improvement, and supporting automation initiatives.

For a new graduate, this is an opportunity to build experience at the intersection of financial operations, data analysis, process improvement, and technology while developing an understanding of how a major financial institution operates.

Primary Responsibilities:

• Complete a series of job rotations, over a set time frame in multiple disciplines, to gain a broader understanding of the roles, how they are utilized at the Bank, and how they work together to deliver solutions and services to internal and external customers
• Manage pipeline of loans ensuring operational processes are completed timely and accurately
• Perform reviews of loans confirming a quality level within the Company’s risk appetite
• Work in customer contact or back-office roles depending upon the preference and skill set of the candidate
• Develop and produce routine departmental reports and spreadsheets, including but not limited to, project analyses, historical reporting and financial analyses.
• Complete data review, research and/or reconciliation.
• Participate in Customer Asset Management Operations Development Program activities.
• Understand and adhere to the Company’s risk and regulatory standards, policies and controls in accordance with the Company’s Risk Appetite.  Identify risk-related issues needing escalation to management.
• Promote an environment that supports belonging and reflects the M&T Bank brand.
• Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
• Complete other related duties as assigned.

Education and Experience Required:

• Bachelor’s or Master’s degree
• Minimum Cumulative GPA of 3.0
• Up to 1 years' work experience
• Outstanding written and verbal communication skills
• Demonstrated interpersonal skills
• Demonstrated analytical skills
• Demonstrated computer skills
• Prior work/internship experience
• Work Visa Sponsorship not offered for this role

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $29.57 - $43.99 per hour. The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. The range listed above encompasses all geographic locations. The pay rate specific to your location will fall within this range and is available from your recruiter.

Location

Getzville, New York, United States of America