AML Investigation Analyst

Role Summary
The AML & ATF Analyst is responsible for supporting the organisation’s efforts to prevent, detect, and investigate money laundering, terrorist financing, and other financial crime risks. The role involves customer due diligence, risk assessment, transaction monitoring, investigations, and regulatory reporting to ensure compliance with applicable requirements.

 Key Responsibilities

• Review and verify customer information and documentation, conduct Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD), and ensure customer profiles are accurate and up to date.

• Conduct physical verification of customers, merchants, and business addresses where required.

• Assess customer risk profiles, including Politically Exposed Persons (PEPs), sanctioned individuals, high-risk customers, and other AML/CFT risks.

• Review transaction monitoring alerts and analyse transaction patterns, volumes, frequency, counterparties, and unusual activities.

• Investigate flagged transactions, request additional information where necessary, document findings, and escalate suspicious cases.

• Prepare clear investigation reports and support the filing of Suspicious Transaction Reports (STRs) and other applicable regulatory reports.

 Requirements

• Bachelor’s degree in Finance, Accounting, Economics, Law, Business Administration, or a related discipline.

• Relevant experience in AML/CFT, compliance, transaction monitoring, customer due diligence, or financial crime investigations is an advantage.

• Understanding of AML/CFT regulations, customer risk assessment, and suspicious transaction reporting.

• Professional certifications in AML, compliance, or financial crime are an added advantage.

Skills and Competencies

• Strong analytical and investigative skills.

• Excellent attention to detail and accuracy.

• Good report-writing and documentation skills.

• Sound judgment and problem-solving ability.

• High level of integrity and confidentiality.

• Strong communication and stakeholder management skills.

• Ability to manage multiple cases, meet deadlines, and work effectively under pressure.

• Proficiency in Microsoft Office and the ability to work with transaction data and monitoring systems.