Asset Liability Management (ALM) Manager

Asset Liability Management Manager

Department: Treasury

Role Type: Manager

Why This Role Matters

The ALM Manager serves as a critical partner in managing the credit union's financial performance, balance sheet strategy, and risk profile. This role provides the analysis, forecasting, and insights that help leadership make informed decisions regarding interest rate risk, liquidity, investments, funding, and profitability. By ensuring the organization remains financially strong and well-positioned through changing economic environments, the ALM Manager directly supports our ability to serve members today and in the future.

What You’ll Do

• Lead the administration and optimization of the Asset Liability Management (ALM) program and financial modeling platform.
• Perform interest rate risk analysis, net interest income forecasting, liquidity stress testing, and balance sheet sensitivity analysis.
• Prepare reports, forecasts, and financial analyses for ALCO, the Finance Committee, executive leadership, and regulatory reporting requirements.
• Manage the Funds Transfer Pricing (FTP) process, including rate curve development and profitability reporting.
• Monitor and administer investment, liquidity, borrowing, brokered CD, and loan participation portfolios.
• Oversee collateral management, government-guaranteed education loan portfolio reporting, and related compliance activities.
• Support derivative activities, collateral posting requirements, and treasury-related reporting.
• Coordinate audit, examination, and regulatory reporting activities.
• Provide leadership, process improvement, and operational support for Treasury functions.

Why You’ll Love This Role

• Influence strategic decisions that shape the credit union's financial future.
• Work directly with senior leaders and decision-makers across the organization.
• Engage in sophisticated financial modeling, balance sheet management, and risk analytics.
• Enjoy a highly visible role with opportunities to drive meaningful business outcomes.
• Collaborate across multiple departments while developing broad treasury and finance expertise.
• Balance analytical work with strategic planning and organizational impact.

Experience:

Preferred

• Experience in treasury, finance, or balance sheet management within a financial institution.
• Asset/Liability Management (ALM) experience.
• Experience leading projects, processes, or team members.
• Background in liquidity management, interest rate risk analysis, investments, or financial forecasting.

Skills & Knowledge:

Required

• Strong analytical and problem-solving abilities.
• Financial modeling and quantitative analysis skills.
• Knowledge of interest rate risk, liquidity risk, and balance sheet management concepts.
• Ability to interpret data and translate findings into actionable business recommendations.
• Strong written and verbal communication skills.
• Proficiency with spreadsheets, databases, and financial systems.
• Strong attention to detail, organization, and project management skills.
• Ability to work independently while building effective cross-functional partnerships.

Education:

Required

• Bachelor's degree in Finance, Economics, Mathematics, Accounting, Business, or a related field.

Preferred

• Master's degree in Finance, Economics, Business Administration, Mathematics, or a related discipline.

Schedule: Monday-Friday, 8:30 am-5:30 pm

Compensation Details:

Paygrade: 2CA

The expected pay range for this position is $84,000 – $92,000 annually, based on qualifications.

Credit Human is committed to equitable and transparent compensation practices. Final compensation is determined based on a variety of factors, including experience, skills, qualifications, internal equity, and geographic work location.

This role may also be eligible for:

• Bonus opportunity up to 7%

Employees are eligible for a comprehensive benefits package, including:

• Medical, dental, and vision insurance
• Pension
• Paid time off and company holidays
• Tuition reimbursement

To get to know Credit Human and learn more about our benefits, visit our careers page at www.credithuman.com/careers.

Job Location: This position is onsite based in San Antonio, TX.

Credit Human conducts employment background checks that may be used for decisions related to employment. Standard checks include NCUA Administrative and Prohibited Orders, ChexSystems, employment verification (within the past seven years when applicable), criminal history (convictions and outstanding warrants within the past seven years), education verification (GED, high school, and/or degree when applicable), and social media checks on publicly available information. Additional checks may include motor vehicle records, credit checks, license/certification verification, or fingerprinting depending on the role.

Applicants must be currently authorized to work in the United States on a full-time basis.

Credit Human is committed to equitable and transparent pay practices. The compensation range listed above represents a good-faith estimate of what we expect to pay for this position at the time of posting. Final compensation will be determined based on experience, qualifications, internal equity, and business needs.