Executive Commercial Lines Underwriter

Executive Commercial Lines Underwriter

Home Office | New Hartford, NY
Hybrid Work Schedule
Bonus Eligible

Help Shape the Success of Our Largest Commercial Lines Region

At Utica National, underwriting is more than risk selection. It's about building strong agency partnerships, managing profitable portfolios, and helping drive long-term business success.

We're seeking an experienced Executive Commercial Lines Underwriter to join our Home Office team in New Hartford, New York. Supporting our largest commercial lines region, this role offers the opportunity to manage a diverse middle market portfolio, influence agency performance, and partner with some of our most significant agency relationships.

This is an ideal opportunity for an underwriting professional who enjoys balancing technical expertise with agency management, business strategy, and portfolio performance.

What You'll Do

As an Executive Commercial Lines Underwriter, you will:

• Evaluate and underwrite complex new and renewal commercial accounts within established underwriting authority.

• Manage a high-volume agency portfolio with significant underwriting responsibility and decision-making authority.

• Analyze and assess a broad range of commercial risks, including:

  • General Liability
  • Workers Compensation
  • Commercial Property
  • Commercial Auto
  • Commercial Package

• Review applications, loss runs, inspection reports, financial information, and other underwriting data to determine risk acceptability.

• Apply sound risk management principles to support profitable growth and portfolio performance.

• Communicate underwriting appetite, pricing decisions, coverage solutions, and declination rationale to agents and internal business partners.

• Develop strong relationships with agency partners by providing responsive service, technical expertise, and consultative support.

• Monitor agency production, profitability, and loss trends to identify opportunities for growth and performance improvement.

• Analyze agency books of business and develop recommendations to improve profitability and strengthen portfolio results.

• Prepare and support agency review discussions, including production plans and loss ratio improvement initiatives.

• Leverage business intelligence tools and portfolio reporting to evaluate underwriting performance and identify emerging opportunities.

• Stay informed on marketplace trends, competitor activity, and evolving commercial insurance exposures.

What Makes You Successful

We're looking for an underwriting professional who combines technical expertise, business acumen, and strong relationship management skills.

You may be a great fit if you have:

• 5+ years of Commercial Lines Middle Market underwriting experience.

• Strong knowledge of:

  • General Liability
  • Workers Compensation
  • Commercial Property
  • Commercial Auto

• Proven success managing agency relationships and underwriting complex commercial accounts.

• Strong analytical and decision-making abilities.

• Experience evaluating portfolio performance and identifying opportunities for profitable growth.

• Excellent communication, negotiation, and relationship-building skills.

• Ability to work independently while collaborating effectively across teams.

• Bachelor's degree preferred or equivalent combination of education and experience.

Why Utica National?

For more than 100 years, Utica National has built a reputation for underwriting excellence, financial strength, and exceptional agency partnerships.

As part of our Home Office underwriting team, you'll support our largest commercial region and work closely with agency partners, field leadership, and underwriting colleagues to drive profitable growth across an important segment of our business.

When you join our team, you'll find:

• A collaborative and supportive underwriting culture
• Meaningful influence on agency and portfolio performance
• Exposure to complex middle market risks
• Strong opportunities for professional growth and advancement
• Competitive compensation and comprehensive benefits
• Performance-based incentive opportunities

Compensation

Executive Commercial Lines Underwriter

$90,000 - $154,000

Senior Commercial Lines Underwriter

$73,500 - $111,000

Commercial Lines Underwriter

$57,000 - $90,000

Candidates may be considered for the Executive, Senior, or Commercial Lines Underwriter level based on experience, technical expertise, and overall qualifications.

This position is eligible for participation in the Company's Variable Compensation Bonus Plan.

Final compensation is determined based on experience, geographic location, education, professional certifications, scope of responsibilities, and overall qualifications.