Loan Officer

Description

POSITION SUMMARY

Outside sales position in which professional tenacity, perseverance and a high level of integrity are an absolute requirement. Responsible for growth of the mortgage lending business through sales in the local community.

ESSENTIAL JOB FUNCTIONS

• Solicit residential home loan referrals (purchase and refinance) from realtors, builders and other parts of the community
• Meet with potential borrowers to analyze financial situation and needs for purchase or refinance, gather necessary documentation for the loan process, etc.
• Provide necessary documentation to processing and underwriting departments to ensure timely loan closings
• Other duties as assigned

Requirements

JOB SPECIFICATIONS

Minimum Education: High School or Equivalent

Minimum Knowledge:

• Ability to analyze complex financial situations to determine best case solutions for clientsMinimum Knowledge: Indicate the specific task and/or knowledge necessary to perform this job at a minimum satisfaction level. (Focus on the task, not the method.)
• Ability to prospect local markets (i.e. cold calling in person) to solicit new business
• Experience with Conventional, Government and Alt-A lending
• Hands on experience with DU / LP is helpful
• Demonstrated communication and organizational skills
• Ability to work independently with little or no supervision

Minimum Experience:

• Minimum of 1 year current loan origination/”loan officer” experience in the local market with a track record of proven success

PHYSICAL REQUIREMENTS

Must be able to navigate throughout the building, travel throughout the community, physically present self at real estate and other customer offices for marketing purposes. Must be able to hear and communicate well. Must have good eye-hand coordination and finger movement for use in computer software programs."

All qualified applicants will receive consideration for employment without regard to race, sex, color, religion, sexual orientation, gender identity, national origin, protected veteran status, or on the basis of disability.