Technical Product Owner

The Technical Product Owner is where business intent becomes working software. You'll work across the organisation to shape what gets built, own it through delivery, and stay with it into production — making sure it meets our quality bar, matches what clients actually need, and moves the business forward. 

You sit in the Technical Delivery Team and connect Development, Core Banking, Infrastructure, Data and QA, as well as collaborating cross-functionally throughout the organisation — turning requirements into delivered, tested, documented, live software. 

Job Description: 

• End-to-end project delivery — Work with business functions to shape business cases, then analyse them ahead of the prioritisation forum. Take a requirement from Product and Solutions through to production: break it down into technical tasks on the backlog, stand up and lead the project team, run agile delivery through development, QA and UAT, handle change management, deliver. Projects span product enhancements, regulatory builds, data and reporting, and technical enhancements.  

• Client integrations — Own client technical onboarding end to end: pre-implementation consultation, integration plan, service-by-service delivery and testing, post-go-live support. You'll walk clients through pre-production tests, validate the edge cases that actually break things, and sign integrations off against our go-live criteria. Typically 2–4 clients integrating concurrently. 

• Operations and data — Keep the middleware and core banking system improving week on week. Own the reporting backlog and keep regulatory reporting accurate. Lead the detailed analysis on new third-party provider integrations and stay current with the ones we already run. Diagnose live issues across HTTP, JSON payloads, signature validation, idempotency and async webhook flows — reproduce in sandbox, isolate root cause, and either fix it or hand engineering a clean reproduction. 

• Enablement — Technical documentation on the developer portal, Postman collections, and internal documentation that's
  actually usable. Act as technical advisor to internal and external stakeholders and keep an eye on where the industry and our competitors are going. 
  
  
  

What we're looking for 

Must have 

• 2+ years in payments or banking, in a technical product owner, technical delivery, or technical project management role. 

• A development background — you've written and shipped production code at some point in your career. You won't be writing it here, but you need to read it, debug issues, and sit in a design discussion as a peer.  

• You've taken
  projects from requirement to production with a cross-functional team and can talk through one that went badly as well as one that went well. 

• API fluency — you can read and critique an OpenAPI spec, you're at home in Postman and curl, and you understand REST semantics, JSON, HTTP, auth patterns (OAuth 2.0, mTLS), idempotency, webhooks, async versus sync, retries and error contracts well enough to argue about them. 

• You can debug  — comfortable in the Azure Portal and Application Insights, able to trace a request end to end from a correlation ID, reproduce a client issue in a sandbox, and read (not necessarily write) KQL. 

• You've been the technical face to a client's engineering team — consultation, integration planning, the awkward post-go-live call. Clear communicator, organised, and able to hold a line on expectations without the relationship going sideways. 

• Working knowledge of the regulatory landscape — some real exposure to SEPA, SCA, AML/KYC, or payments regulation generally. You don't need all of it; you need to have lived some of it. 

• Fluent English, and a degree in Computer Science, IT or a related field — or the equivalent in practical experience. 

 

Bonus 

• SEPA schemes in depth (SCT, SCT Inst, SDD)
• ISO 20022
• Verification of Payee / Confirmation of Payee
• SWIFT correspondent banking
• Card issuing and processing 
• SQL and Power BI
• Azure Service Bus and event-driven patterns 
• Experience under MFSA or FCA supervision
• Core banking system implementation. 
  

How we work, and what we expect 

Four things matter here more than anything on your CV: 

Integrity first. You flag the problem early, including when it's yours, and especially when it's inconvenient. 

A drive to learn. Payments is deep and we're across most of it. You'll be unfamiliar with something every week. 

Improving the product day to day. Not just delivering the roadmap — noticing the unglamorous thing nobody logged and fixing it. 

Quality over quantity.
We'd rather you moved a date to protect correctness than shipped something we have to unpick. You'll need to be able to defend that call. 

What we offer

• Competitive salary 
  

• Clear growth path and opportunities in a rapidly growing business
  

• Comprehensive health and wellness benefits package
  

• Hybrid Working and flexibility
  

• Professional development opportunities
  

• Collaborative and inclusive work environment
  
• Opportunity to make a significant impact on the company’s growth and success